Free Business Tool

Card Payment Fee Calculator

Calculate your estimated card payment processing fees. Understand your transaction costs and plan your business expenses with our free UK card fee calculator.

Enter Your Transaction Details

Adjust the figures below to calculate your estimated fees.

Average value of each card transaction. Enter an amount between £0.01 and £1,000,000.
How many card payments do you process monthly? Enter a whole number between 1 and 1,000,000.
Example: 1.5% of each transaction. Enter a percentage between 0 and 100.
Additional fixed charge for each card payment. Enter a fixed fee between £0 and £10,000.

Your Estimated Results

Here's what your card processing could cost.

Monthly Processing Fees £425.00
Your estimated monthly card processing charges.
Fee Per Transaction £0.85
Annual Processing Fees £5,100.00
Monthly Transaction Value £25,000.00
Annual Transaction Value £300,000.00
Estimated Monthly Total Including Fees £25,425.00

Estimates are based on the figures you enter. Actual charges may vary depending on your payment provider, transaction type and agreed pricing.

How Does the Card Fee Calculator Work?

Understand your estimated card payment processing costs in three simple steps.

01

Enter Transaction Amount

Add the average amount customers spend when making a card payment at your business.

02

Add Your Processing Fees

Enter your card processing percentage and any additional fixed fee charged per transaction.

03

View Your Estimated Costs

Instantly see your estimated transaction fee, monthly processing costs and annual expenses.

Card Payment Fee Calculation Formula

Transaction Amount × Processing Rate + Fixed Fee

Frequently Asked Questions

What is a card payment processing fee?

A card payment processing fee is a charge applied by a payment service provider for handling card transactions. It may include a percentage of the transaction amount and an additional fixed fee.

How much does a card payment transaction cost?

The cost depends on your payment provider, card type, transaction method and agreed pricing. Enter your actual processing rate and fixed fee into the calculator to estimate your costs.

How can I reduce my card processing costs?

Compare payment provider pricing, review your transaction volumes and understand any additional charges. Choose a payment solution that suits your business requirements.

Is this card fee calculator free to use?

Yes. The EPOS Direct card payment fee calculator is free to use. You can adjust the figures as often as you need without registering or subscribing.

Are the calculator results exact?

No. Results are estimates based on the figures entered. Your actual processing costs may include additional charges, VAT or other provider-specific fees.

Looking for an EPOS System?

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Disclaimer: This calculator provides illustrative estimates only and does not constitute a payment processing quotation or financial advice. Actual fees depend on your provider's pricing agreement.

Epos Direct UK