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Grow faster, & smarter with Stern Capital Flexible Funding
Grow your business by getting funding for your business with Stern Capital – An Exclusive Partner with EPOS Direct.
EPOS Direct gives your business the boost it needs. Get the funds you want to cover expenses, invest in inventory, or fuel your next big idea – all powered by your future sales.
No lengthy application process
You won't need to go through a personal credit check or a complicated application process. Eligibility is determined based on your payment volume and history with Stripe.
Receive funds quickly
Typically, funds are deposited into your Stripe account by the next business day.
One flat fee
You’ll pay a single flat fee that remains constant, with no compounding interest charges or late fees.
Flexible repayment
Repayment is fully automated and adapts to your daily sales. Stripe deducts a fixed percentage of your sales until the total amount is repaid.
We Earn Only When You Do
If you have exciting plans to grow your business, EPOS Direct business funding could be the perfect solution. It's ideal for businesses that accept credit and debit card payments from customers, such as retailers, pubs, bars, and restaurants.
Business owners can raise from £5,000 to £750,000, with regular repayments designed not to impact cash flow, making it a flexible finance option.
Borrowing capacity
£5,000 to £750,000
Swift Funding
Approval within 1-2 business days. Funds deposited 2-3 business days thereafter.
Minimal paperwork
Only a few documents needed to confirm your funding
Easy repayments
Fixed regular and weekly repayments that are easy on your cash flow
Renewals
Fast and simple renewal process
No Credit Score Impact
No effect on your credit score. No hard credit inquiries
No Personal Guarantee
No personal guarantee required.
How It Works
Fast Funding and Flexible Payments
Check Your Eligibility
Log in to your Dashboard to see if you qualify for an offer. Eligibility is determined by factors such as your payment volume and history on Stripe.
Select Your Offer
Choose the amount that suits your business needs. The fee and repayment rate are calculated based on the amount you accept.
Receive Your Funds
Once our team reviews and approves your selection, the funds will be deposited into your Stripe account, usually by the next business day.
Repay as You Earn
The loan is automatically repaid with a fixed percentage of your daily sales until the total amount is paid off.
The Benefits of EPOS Direct Funding
Simple Repayments
Dedicated Account Managers
Opportunity to Renew
Eligibility Requirements
To qualify for a Merchant Cash Advance, you must:
- Operate a UK-based business as a sole trader, partnership, or limited company
- Process at least £20,000 per month in card payments
- Have a minimum of 12 months of trading history
